Finance

Auto Loans

The Edd Rogers Valley Ford finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Sparta, TN, Cookeville, TN, and Murfreesboro, TN to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from McMinnville, TN to Crossville, TN. Whether you are right down the road or an hour away from Sparta, TN you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Edd Rogers Valley Ford loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Edd Rogers Valley Ford finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Link: Get Pre-Approved


Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Tennessee banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!



Ford Financing in Sparta, TN


Financing a vehicle may seem daunting at other nearby car dealers, but not at Edd Rogers Valley Ford! Our dedicated Ford finance team is here to make the process seamless and stress-free. Whether you're purchasing a new Ford in TN or a quality pre-owned vehicle, our finance experts work with a wide range of lenders to secure the best rates and flexible terms tailored to your budget.

We offer an array of new car financing options in Sparta, including traditional auto loans and lease plans, all designed to suit your individual needs. Plus, with our simple online pre-approval application, you can get started from the comfort of your home. Unsure about your credit history? Our team specializes in finding solutions for all credit situations.

Trust our local Ford dealership to guide you through the financing process with transparency and professionalism, ensuring you drive away in your dream car without hassle. Visit us today or apply online now to qualify for new Ford specials like F-150 lease offers and Explorer sales opportunities!